Contact
Payroll Department: Payroll@matsuk12.us 907-761-4357, Option 4Retirement and Benefits
Welcome to the MSBSD Retirement and Benefits page!
MSBSD offers a range of benefits to support employee health, financial security, and overall well-being. Whether you are planning for the future, focusing on your health, or planning for your financial future, these benefits are designed to meet your needs.
Browse the options below to learn more about the available benefits.
Explore Benefits
Below is a brief overview of each benefit. Click the logo or benefit title to view detailed information and learn more.
![Alaska 529]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1739216448/matsuk12us/c3b8iy85r6ejp2q2upkm/AK529.jpg","width":225}])
Alaska 529 is a tax-advantaged investment account designed to help families save for education expenses.
![Employee Assistance Program (EAP)]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745607270/matsuk12us/vvjluvtmumfkojo9cowr/AllOneHealthLogo_1.jpg","width":180}])
The EAP provides various confidential resources at no cost to employees and their family members.
![FMLA/AFLA]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_1/v1749580141/matsuk12us/n8eiprkfkwvfdrqgneuk/MSBSDWordmarkSeal2-blue.jpg","width":256},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_2/v1749580141/matsuk12us/n8eiprkfkwvfdrqgneuk/MSBSDWordmarkSeal2-blue.jpg","width":512},{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1749580141/matsuk12us/n8eiprkfkwvfdrqgneuk/MSBSDWordmarkSeal2-blue.jpg","width":682}])
The Family and Medical Leave Act (FMLA) and the Alaska Family Leave Act (AFLA) provide eligible employees with a limited amount of unpaid job-protected leave for certain family and medical reasons.
![Health Insurance]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1749579351/matsuk12us/brhuf51oymjx5f6lyp9d/PremeraLogo_2.jpg","width":237}])
The District offers comprehensive medical, dental, and vision plans for eligible employees.
![Health Savings Account (HSA)]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745606799/matsuk12us/bnurm5tpvucsq50dlyny/Voya_1.png","width":204}])
The District contributes to eligible employees' HSAs in accordance with the terms of the applicable negotiated agreements.
![Life Insurance]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_1/v1739210953/matsuk12us/wogdm7eqeswafqhg3pwd/NYLife.png","width":256},{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1739210953/matsuk12us/wogdm7eqeswafqhg3pwd/NYLife.png","width":268}])
The District provides life insurance through New York Life for employees working at least 0.25 FTE. Employees may also purchase additional coverage to meet their individual needs.
The District provides a matching contribution to administrative and certified employees' 403(b) or 457(b) accounts as outlined in the applicable negotiated agreements.
![Retirement - Public Employees Retirement System (PERS)]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745607895/matsuk12us/iuxc0gics9epvb8zizdt/AKRNBLogo.jpg","width":224}])
The State of Alaska Division of Retirement and Benefits (DRB) administers the Public Employee's Retirement System (PERS) for eligible classified employees.
The State of Alaska Division of Retirement and Benefits (DRB) administers the Teacher's Retirement System (TRS) for eligible certified employees.
![Supplemental Annuity Plan (SBS)]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745607605/matsuk12us/fc0gbtksrcg8onvh1scf/Empower.png","width":225}])
A portion of eligible employees' wages, plus a matching employer contribution, is directed pre-tax to the Alaska Supplemental Annuity (SBS) Plan—administered by Empower Retirement—instead of Social Security, per Alaska law.
![Tax Sheltered Annuity [403(b)/457(b)]]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745607791/matsuk12us/b85dheqwnvaltxqzkjga/OmniLogo.jpg","width":200}])
All employees have the option to contribute to a 403(b) or 457(b) tax-sheltered annuity account. Learn how to open your account and begin investing.
Employees may enroll in voluntary supplemental benefits within 31 days of hire or during the annual open enrollment period in the spring.
Take Quick Action
For quick access to benefit-related forms and actions, select an option below.
Latest News and Announcements
For more details, click the article image or title.
![Virtual Care Update for Premera BCBS Members]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1770232973/matsuk12us/w7wovx5s0imn2yld1mlv/98point6.jpg","width":225}])
Effective January 1, 2026, 98point6 replaced Doctor on Demand for Premera BCBS health plan members. Members can access on-demand general medicine and primary care services through video and text.
To get started, click HERE for more information about downloading the 98point6 app and setting up an account.
To view all virtual care options included with your Premera health plan, log into your Premera account online or the Premera app, and select Find Care.
![Using Your FSA or HSA]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_1/v1767041176/matsuk12us/nsap2shrr6cnlh3kw2ap/fhsaimage.png","width":256},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_2/v1767041176/matsuk12us/nsap2shrr6cnlh3kw2ap/fhsaimage.png","width":512},{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1767041176/matsuk12us/nsap2shrr6cnlh3kw2ap/fhsaimage.png","width":589}])
For employees with a pre-tax Flexible Spending Account (FSA) or Health Savings Account (HSA), the start of the new year and the deductible reset present an excellent opportunity to utilize these accounts.
In addition to medical, dental, and vision expenses, many over-the-counter (OTC) items may also be eligible for reimbursement through your FSA or HSA—helping you stretch your dollars even further.
A few reminders:
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HSA funds automatically roll over from year to year.
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FSA funds have limited rollover—participants may carry over $5 to $660 of unused funds at the end of the fiscal year (June 30, 2026).
Interested in learning more about eligible over-the-counter products? Visit the FSA Store stores or HSA Store to explore your options!
![Health Insurance Deductibles Reset January 1]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_1/v1767038736/matsuk12us/dnffmm0s4nv7t0ay98gq/DeductibleResets3.png","width":256},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_2/v1767038736/matsuk12us/dnffmm0s4nv7t0ay98gq/DeductibleResets3.png","width":512},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_3/v1767038736/matsuk12us/dnffmm0s4nv7t0ay98gq/DeductibleResets3.png","width":800},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_4/v1767038736/matsuk12us/dnffmm0s4nv7t0ay98gq/DeductibleResets3.png","width":1200},{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1767038736/matsuk12us/dnffmm0s4nv7t0ay98gq/DeductibleResets3.png","width":1545}])
As the new year begins, your health plan gets a reset, too. On January 1, the annual deductible and out-of-pocket maximum for individuals enrolled in the District's health plan through Premera BCBS start over for the new plan year. This can affect how much you pay for care, prescriptions, and services early in the year.
If you have upcoming appointments or procedures scheduled, it’s a good idea to review your benefits and plan ahead. For questions about your coverage, check your plan details or contact Premera's customer service at 1-800-508-4722.
![EAP]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745607403/matsuk12us/vijhv3qs5bgasdntuzlp/AllOneHealthLogo_2.jpg","width":225}])
![Voya]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1745606789/matsuk12us/gnicvl5xftidb5dp6tnt/Voya.png","width":204}])