• Premera



    Executive, MSPA, and MLMA employees who work a minimum of half-time (0.50 FTE) may elect health insurance coverage listed below upon hire or during open enrollment in the Spring.

    Contact the Payroll Department if you have any questions about health insurance eligibility or premiums, or to request a paper copy of certain health plan documents free of charge. 

      Medical, Vision and Dental Benefits




          Health Savings Account

          • Employees who participate in a qualified HDHP and do not have other coverage are generally eligible to contribute to an HSA. 

            An HSA allows you to set aside money pre-tax to help pay for eligible medical expenses. Your contributions can build year over year and any interest you earn will grow tax-free.   

            According to the IRS, to be eligible to contribute to an HSA you must meet the following requirements:

            • You are covered under a qualified high-deductible health plan;
            • Are not covered by another non-HSA eligible health plan, including an FSA;
            • Are not enrolled in Medicare or Tricare; and
            • Are not being claimed as a dependent on someone else's tax return

            The IRS sets annual contribution limits for each calendar year.

            2023 Calendar Year HSA Contribution Limits:

            Self-only HDHP coverage: $3,850

            Family HDHP coverage: $7,750

            Individuals 55 and over may contribute an extra $1,000 for catch-up contributions. 

            2024 Calendar Year HSA Contribution Limits:

            Self-only HDHP coverage: $4,150

            Family HDHP coverage: $8,300

            Individuals 55 and over may contribute an extra $1,000 for catch-up contributions. 

            See IRS Publication 969 for rules regarding eligibiliy, contributions, and distributions.

            Find out more HERE

            To enroll in an HSA, visit the American Fidelity enrollment site HERE.

            *See the Tax Sheltered Annuity tab if you are not eligible for or choose not to set up an HSA.


          Tax Sheltered Annuity/OMNI

          • Omni



            For Administrators, MSPA, and MLMA employees who opt out of the group health plan, the District will match employee contributions dollar-for-dollar per the negotiated agreement in a 403(b) or 457(b) account. All employees are eligible to make their own contributions regardless of group health plan enrollment status.

            The OMNI Group is the 403(b) and 457(b) benefit administrator. OMNI is an independent third-party administrator dedicated to ensuring that the district, its employee participants, and each of our investment providers and their agents adhere to the many compliance regulations issued by the IRS.  You may contact OMNI by visiting their website or by phone at 1-877-544-OMNI. To submit a Salary Reduction Agreement with Omni, you can view the Omni TSA Contribution procedures to begin pre-tax or after-tax payroll deductions into a 403(b) or 457(b). 

            403(b) Plan Details

            457(b) Plan Details

            403(b) and 457 Plan ID #'s

            Maximum Allowable Contribution (MAC) Limits for 2023

            Universal Availability Notice


          American Fidelity

          • AF



            American Fidelity provides the voluntary supplemental benefits listed below for MSBSD employees during open enrollment. Open enrollment information is emailed to employees each year with the option to meet virtually or in-person with representatives from American Fidelity. 

            • Health Savings Accounts (for employees enrolled in a High Deductible Health Plan and who meet IRS guidelines)
            • Flexible Spending Accounts (for employees enrolled in a non-High Deductible Health Plan)    
            • Disability Income Insurance
            • Cancer Insurance
            • Accident Insurance
            • Life Insurance
            • Critical Illness Insurance
            • 403(b)/457(b) Annuities

            For more information, contact:

            Click Here for American Fidelity Claim Forms

          New York Life

          • New York Life

            New York Life offers life insurance and AD&D services that provide support throughout all stages of life for Executives, MSPA, and MLMA employees who work at least 0.2 FTE, or 1.75 hours per day.
            Group Life Insurance

            Life insurance can help your family with additional financial resources should you pass away.

            Accidental Death and Dismemberment Insurance (AD&D)

            Accidental Death & Dismemberment (AD&D) insurance can help protect families from financial hardship by paying a benefit upon death or serious injury due to a covered accident.



              TRS Retirement System

              PRS Retirement System


              Contact Information

              • MSBSD Retirement and Benefits Coordinator: Email Bonnie Friesen or call 907-761-4057

                For TRS Tiers I and II and PERS Tiers I, II, and III

                • State of Alaska Division of Retirement and Benefits: Website, Phone: 800-821-2251  

                For TRS Tier III, PERS Tier IV, and SBS

              • Credible Coverage Notice

                This is an important notice about prescription drug coverage for employees with Medicare.

                Credible Coverage Notice

              Last Modified on June 10, 2024